/* Physician Financial Advisors — shared styles */
:root{
  --bg:#ffffff; --band:#f5f5f7; --ink:#1d1d1f; --ink2:#6e6e73; --ink3:#86868b;
  --line:rgba(0,0,0,.08); --line2:rgba(0,0,0,.14);
  --accent:#0f7c90; --accent-deep:#0b6577; --tint:#e6f2f4; --tint2:#d2e8ec; --ring:rgba(15,124,144,.16);
  --p1:#083b45; --p2:#0a4a56; --p3:#0c5866; --p4:#0f6777; --p5:#127386; --p6:#157f92;
  --walnut:#7d4c25;
  --shadow:0 1px 2px rgba(0,0,0,.04), 0 12px 32px rgba(0,0,0,.06);
  --shadow2:0 1px 2px rgba(0,0,0,.05), 0 20px 50px rgba(0,0,0,.10);
  --nav:56px; --r:18px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font-family:-apple-system,BlinkMacSystemFont,"SF Pro Text","SF Pro Display","Helvetica Neue",system-ui,"Segoe UI",Roboto,Arial,sans-serif;font-size:17px;line-height:1.5;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{font-weight:600;letter-spacing:-.02em;line-height:1.1;margin:0}
p{margin:0}
button,input,select,textarea{font:inherit;color:inherit}
a{color:var(--accent)}
:focus-visible{outline:2px solid var(--accent);outline-offset:3px;border-radius:6px}
[hidden]{display:none!important}
.in{max-width:1100px;margin:0 auto;padding:0 20px}
svg{display:block}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
mark.todo{background:#fff3b0;color:#5c4a00;border-radius:4px;padding:0 4px;outline:1px dashed #d9b400}

/* nav */
.nav{position:sticky;top:0;z-index:50;height:var(--nav);background:rgba(255,255,255,.8);backdrop-filter:saturate(180%) blur(20px);-webkit-backdrop-filter:saturate(180%) blur(20px);border-bottom:1px solid var(--line)}
.nav .in{height:100%;display:flex;align-items:center;justify-content:space-between;gap:12px}
.brand{display:flex;align-items:center;gap:10px;font-weight:600;letter-spacing:-.01em;color:var(--ink);text-decoration:none;font-size:15px;min-width:0}
.brand .mark{width:30px;height:30px;border-radius:9px;background:var(--accent);color:#fff;display:grid;place-items:center;flex:none}
.brand span:last-child{white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.nav nav{display:flex;align-items:center;gap:16px}
@media(max-width:1160px){.nav nav a.link.opt{display:none}}
.nav nav a.link{color:var(--ink2);text-decoration:none;font-size:14px;white-space:nowrap}
.nav nav a.link:hover{color:var(--ink)}
.nav .short{display:none}
.menu-btn{display:none;width:40px;height:40px;border:0;background:none;border-radius:10px;place-items:center;color:var(--ink);cursor:pointer}
.menu-btn:hover{background:var(--band)}
@media(max-width:900px){.nav nav a.link{display:none}.menu-btn{display:grid}}
@media(max-width:1000px){.nav .long{display:none}.nav .short{display:inline}}
@media(max-width:520px){.nav nav .btn{display:none}}
@media(max-width:380px){.brand span:last-child{font-size:14px}}

/* mobile menu sheet */
.mnav{position:fixed;inset:0;z-index:90;display:none;background:rgba(0,0,0,.28);backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px)}
.mnav.on{display:block}
.mnav .mpanel{position:absolute;top:8px;right:8px;left:8px;background:#fff;border-radius:22px;padding:14px;box-shadow:var(--shadow2);animation:pop .18s ease}
.mnav .row{display:flex;justify-content:space-between;align-items:center;padding:4px 6px 10px}
.mnav .row strong{font-size:15px}
.mnav a.item-link{display:flex;justify-content:space-between;align-items:center;padding:14px 12px;border-radius:12px;text-decoration:none;color:var(--ink);font-size:17px;font-weight:500}
.mnav a.item-link:hover{background:var(--band)}
.mnav .x{width:36px;height:36px;border-radius:50%;border:0;background:var(--band);display:grid;place-items:center;cursor:pointer;color:var(--ink2)}
.mnav .cta{display:flex;margin:10px 6px 4px}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;cursor:pointer;font-weight:500;font-size:16px;border-radius:999px;padding:13px 24px;text-decoration:none;transition:background .15s ease,transform .12s ease,opacity .15s ease;white-space:nowrap;color:var(--ink)}
.btn.primary{background:var(--accent);color:#fff}
.btn.primary:hover{background:var(--accent-deep)}
.btn.ghost{background:var(--band)}
.btn.ghost:hover{background:#ebebef}
.btn.white{background:#fff;box-shadow:0 1px 2px rgba(0,0,0,.06)}
.btn.white:hover{background:#f7f7f9}
.btn.sm{padding:8px 15px;font-size:14px}
.btn.lg{padding:16px 30px;font-size:17px}
.btn:active{transform:scale(.98)}
.btn:disabled{opacity:.35;cursor:default;transform:none}
.link-btn{background:none;border:0;padding:0;color:var(--accent);cursor:pointer;font-weight:500;text-decoration:none}
.link-btn:hover{text-decoration:underline}

/* hero */
.hero{position:relative;min-height:max(720px,92vh);display:flex;flex-direction:column;align-items:center;padding:64px 20px 300px;text-align:center;overflow:hidden;background:#f3f8fa}
.hero .scene{position:absolute;inset:0;background:url("hero-bg.svg") center bottom / cover no-repeat;z-index:0}
.hero .scene.photo::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(255,255,255,.72) 0%,rgba(255,255,255,.55) 45%,rgba(245,245,247,0) 100%)}
.hero-in{position:relative;z-index:1;max-width:820px}
.hero-in::before{content:"";position:absolute;left:50%;top:40%;width:150%;height:130%;transform:translate(-50%,-40%);background:radial-gradient(ellipse at center,rgba(255,255,255,.85) 0%,rgba(255,255,255,.5) 40%,rgba(255,255,255,0) 70%);z-index:-1;pointer-events:none}
.hero .emblem{width:132px;margin:0 auto 26px;filter:drop-shadow(0 18px 24px rgba(8,59,69,.18))}
.hero .emblem img{width:100%;height:auto;display:block}
.hero h1{font-size:clamp(2.6rem,6vw,4.2rem);letter-spacing:-.03em;line-height:1.04;max-width:20ch;margin:0 auto}
.hero .tag{font-size:clamp(1.3rem,2.6vw,1.8rem);color:var(--accent-deep);font-weight:500;letter-spacing:-.015em;line-height:1.25;margin:16px auto 0;max-width:30ch}
.hero .lede{font-size:clamp(1.05rem,2vw,1.3rem);color:var(--ink2);max-width:44ch;margin:16px auto 32px;line-height:1.4}
.hero .cta{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
@media(max-width:760px){.hero{min-height:0;padding:44px 20px 230px}.hero .emblem{width:104px;margin-bottom:20px}}

/* ethos + trust */
.ethos-wrap{background:var(--band);padding:80px 0 64px}
.ethos{max-width:720px;margin:0 auto 64px;padding:0 20px;text-align:center}
.ethos p{font-size:clamp(1.1rem,2vw,1.35rem);line-height:1.5;color:var(--ink);letter-spacing:-.005em}
.ethos p+p{margin-top:16px}
.ethos .mantra{margin-top:30px;font-size:clamp(1.55rem,3.2vw,2.2rem);font-weight:600;letter-spacing:-.02em;line-height:1.15}
.trust{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:40px}
.trust .t{display:flex;flex-direction:column;gap:12px}
.trust .ico{width:46px;height:46px;border-radius:13px;background:#fff;color:var(--accent);display:grid;place-items:center;box-shadow:0 1px 2px rgba(0,0,0,.05)}
.trust .ico svg{width:26px;height:26px}
.trust h3{font-size:1.15rem;letter-spacing:-.01em}
.trust p{color:var(--ink2);font-size:15px;max-width:34ch}
.trust a{color:var(--accent);text-decoration:none;font-weight:500;font-size:14px}
.trust a:hover{text-decoration:underline}
@media(max-width:760px){.ethos-wrap{padding:56px 0 48px}.ethos{margin-bottom:44px}.trust{grid-template-columns:minmax(0,1fr);gap:28px}}

/* sections */
.section{padding:96px 0;scroll-margin-top:var(--nav)}
.section.band{background:var(--band)}
.section h2{font-size:clamp(1.9rem,4.4vw,2.9rem);text-align:center}
.section .sub{color:var(--ink2);text-align:center;font-size:1.1rem;max-width:46ch;margin:12px auto 36px;line-height:1.4}
.section .sub a{color:var(--accent)}
@media(max-width:760px){.section{padding:72px 0}}
.eyebrow{display:block;text-align:center;color:var(--accent);font-weight:600;font-size:14px;margin-bottom:10px;letter-spacing:0}

/* stage chooser */
.stages{display:flex;justify-content:center;gap:8px;flex-wrap:wrap;margin:0 auto 22px}
.stage{border:1.5px solid var(--line2);background:#fff;border-radius:999px;padding:12px 20px;font-size:15px;font-weight:500;cursor:pointer;transition:border-color .15s,background .15s,color .15s,box-shadow .15s}
.stage:hover{border-color:rgba(0,0,0,.3)}
.stage[aria-pressed="true"]{background:var(--accent);border-color:var(--accent);color:#fff}
.stagepanel{max-width:860px;margin:0 auto;background:#fff;border-radius:22px;box-shadow:var(--shadow);padding:28px 30px 26px;animation:pop .2s ease}
.stagepanel .hd{display:flex;align-items:baseline;justify-content:space-between;gap:14px;flex-wrap:wrap;margin-bottom:6px}
.stagepanel h3{font-size:1.35rem;letter-spacing:-.015em}
.stagepanel .hd p{color:var(--ink2);font-size:15px}
.prio{list-style:none;margin:18px 0 0;padding:0;counter-reset:p}
.prio li{counter-increment:p;display:grid;grid-template-columns:34px minmax(0,1fr) auto;gap:12px;align-items:start;padding:14px 0;border-top:1px solid var(--line)}
.prio li::before{content:counter(p);width:28px;height:28px;border-radius:50%;background:var(--tint);color:var(--accent);font-weight:600;font-size:14px;display:grid;place-items:center;margin-top:1px}
.prio .pt{font-weight:500;line-height:1.35}
.prio .pd{color:var(--ink2);font-size:15px;margin-top:3px;line-height:1.45}
.prio .go{align-self:center;white-space:nowrap}
.stagepanel .acts{display:flex;gap:10px;flex-wrap:wrap;margin-top:20px}
@media(max-width:640px){.stagepanel{padding:22px 18px 20px}.prio li{grid-template-columns:30px minmax(0,1fr)}.prio .go{grid-column:2;justify-self:start}.stage{padding:11px 16px;font-size:14px}}

/* search */
.search{max-width:720px;margin:0 auto 32px;position:relative}
.field{display:flex;align-items:center;height:60px;background:#fff;border:1px solid var(--line2);border-radius:999px;padding:0 10px 0 20px;gap:12px;transition:border-color .15s,box-shadow .15s}
.field:focus-within{border-color:var(--accent);box-shadow:0 0 0 4px var(--ring)}
.field .sico{color:var(--ink3);flex:none}
.field input{flex:1;min-width:0;border:0;outline:0;background:transparent;font-size:1.05rem;color:var(--ink)}
.field input::placeholder{color:var(--ink3)}
.field input::-webkit-search-cancel-button{display:none}
.field .clr{border:0;background:var(--band);color:var(--ink2);width:34px;height:34px;border-radius:50%;display:grid;place-items:center;cursor:pointer;flex:none}
.field .clr:hover{background:#e6e6ea}
.results{margin-top:10px;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow2);overflow:hidden;position:absolute;left:0;right:0;z-index:20}
.results .g{padding:12px 16px 4px;font-size:13px;color:var(--ink3);font-weight:500}
.results .r{display:flex;align-items:center;gap:10px;width:100%;text-align:left;border:0;background:none;padding:11px 16px;cursor:pointer;font-size:15px}
.results .r:hover,.results .r.focus{background:var(--band)}
.results .r .dot{width:8px;height:8px;border-radius:50%;flex:none;background:var(--pc,var(--accent))}
.results .r .pl{margin-left:auto;font-size:12px;color:var(--ink3);white-space:nowrap}
.results .none{padding:16px;color:var(--ink2);font-size:15px;display:flex;gap:12px;align-items:center;justify-content:space-between;flex-wrap:wrap}
.results .more{padding:10px 16px 14px}
.md{font-size:10px;font-weight:700;letter-spacing:.05em;background:var(--tint);color:var(--accent);border-radius:6px;padding:2px 5px;flex:none;vertical-align:middle}

/* topic tiles */
.tiles{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}
@media(max-width:900px){.tiles{grid-template-columns:repeat(2,minmax(0,1fr))}}
.tile{display:flex;align-items:center;gap:12px;text-align:left;min-width:0;background:#fff;border:1.5px solid var(--line2);border-radius:16px;padding:16px 16px 16px 14px;cursor:pointer;font-weight:500;font-size:15px;line-height:1.25;transition:border-color .15s,box-shadow .15s,background .15s}
.tile:hover{border-color:rgba(0,0,0,.28)}
.tile>span:nth-child(2){min-width:0}
.tile .ico{width:38px;height:38px;border-radius:12px;background:var(--band);color:var(--ink2);display:grid;place-items:center;flex:none;transition:background .15s,color .15s}
.tile .chk{margin-left:auto;width:22px;height:22px;border-radius:50%;border:1.5px solid rgba(0,0,0,.22);display:grid;place-items:center;flex:none;color:#fff;transition:background .15s,border-color .15s}
.tile .chk svg{opacity:0;transform:scale(.6);transition:opacity .15s,transform .15s}
.tile[aria-pressed="true"]{border-color:var(--accent);box-shadow:0 0 0 3px var(--ring)}
.tile[aria-pressed="true"] .ico{background:var(--tint);color:var(--accent)}
.tile[aria-pressed="true"] .chk{background:var(--accent);border-color:var(--accent)}
.tile[aria-pressed="true"] .chk svg{opacity:1;transform:scale(1)}
@media(max-width:480px){.tile{font-size:14px;padding:14px 12px}.tile .ico{width:34px;height:34px}}
.actions{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;margin-top:32px}

/* guides */
.guides .top{display:flex;align-items:baseline;justify-content:space-between;gap:16px;flex-wrap:wrap;margin-bottom:22px}
.guides .top h2{text-align:left;font-size:clamp(1.7rem,3.6vw,2.4rem)}
.guides .top .tools{display:flex;gap:8px;flex-wrap:wrap}
.guide{background:#fff;border-radius:22px;box-shadow:var(--shadow);margin-bottom:14px;overflow:hidden;border-left:6px solid var(--pc)}
.guide .head{display:flex;align-items:center;gap:14px;width:100%;text-align:left;border:0;background:none;padding:22px 24px;cursor:pointer}
.guide .head .ico{width:40px;height:40px;border-radius:12px;background:var(--tint);color:var(--accent);display:grid;place-items:center;flex:none}
.guide .head .ttl{display:block;font-size:1.3rem;font-weight:600;letter-spacing:-.015em;line-height:1.15}
.guide .head .sum{display:block;color:var(--ink2);font-size:15px;font-weight:400;margin-top:3px}
.guide .head .chev{margin-left:auto;color:var(--ink3);flex:none;transition:transform .2s}
.guide[data-open="true"] .head .chev{transform:rotate(180deg)}
.guide .body{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,1fr);gap:32px;padding:0 24px 28px}
.guide[data-open="false"] .body{display:none}
.guide .body h4{font-size:15px;color:var(--ink);margin-bottom:8px}
.guide .why{color:var(--ink2);font-size:17px;line-height:1.55}
.moves{list-style:none;margin:0;padding:0}
.moves li{position:relative;padding:10px 0 10px 30px;font-size:15px;line-height:1.45;border-top:1px solid var(--line)}
.moves li:first-child{border-top:0;padding-top:2px}
.moves li::before{content:"";position:absolute;left:0;top:16px;width:16px;height:16px;border-radius:50%;background:var(--tint);border:1.5px solid var(--accent)}
.moves li:first-child::before{top:8px}
.guide .gx h4{margin-top:4px}
.pit,.askq{list-style:none;margin:0;padding:0}
.pit li,.askq li{position:relative;padding:8px 0 8px 26px;font-size:15px;line-height:1.45;border-top:1px solid var(--line);color:var(--ink)}
.pit li:first-child,.askq li:first-child{border-top:0;padding-top:2px}
.pit li::before{content:"";position:absolute;left:2px;top:15px;width:10px;height:10px;border-radius:2px;background:#f3d9d3;border:1.5px solid #c9614a;transform:rotate(45deg)}
.pit li:first-child::before{top:9px}
.askq li::before{content:"?";position:absolute;left:0;top:8px;width:16px;height:16px;border-radius:50%;background:var(--tint);color:var(--accent);font-size:11px;font-weight:700;display:grid;place-items:center}
.askq li:first-child::before{top:2px}
.guide .foot{grid-column:1/-1;display:flex;gap:10px;flex-wrap:wrap;align-items:center;padding-top:6px}
.guide .foot .note{color:var(--ink3);font-size:13px;margin-left:auto}
@media(max-width:760px){.guide .body{grid-template-columns:minmax(0,1fr);gap:22px;padding:0 20px 24px}.guide .head{padding:18px 20px}.guide .head .ttl{font-size:1.15rem}.guide .foot .note{margin-left:0}}
.guides .after{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;margin-top:28px}

/* full menu */
.menu .in{max-width:1340px}
.legend{display:flex;justify-content:center;align-items:center;gap:14px;flex-wrap:wrap;margin:-8px 0 26px;color:var(--ink2);font-size:14px}
.legend .tog{display:inline-flex;align-items:center;gap:8px;border:1px solid var(--line2);background:#fff;border-radius:999px;padding:7px 14px;cursor:pointer;font-size:14px;color:var(--ink)}
.legend .tog .sw{width:30px;height:18px;border-radius:999px;background:#d9d9de;position:relative;transition:background .15s}
.legend .tog .sw::after{content:"";position:absolute;top:2px;left:2px;width:14px;height:14px;border-radius:50%;background:#fff;box-shadow:0 1px 2px rgba(0,0,0,.2);transition:transform .15s}
.legend .tog[aria-pressed="true"] .sw{background:var(--accent)}
.legend .tog[aria-pressed="true"] .sw::after{transform:translateX(12px)}
.status{text-align:center;color:var(--ink2);font-size:14px;min-height:22px;margin-bottom:14px}
.pillars{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:12px;align-items:start}
@media(max-width:1180px){.pillars{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media(max-width:720px){.pillars{grid-template-columns:minmax(0,1fr)}}
.pillar{background:#fff;border-radius:18px;box-shadow:var(--shadow);overflow:hidden;transition:box-shadow .2s;scroll-margin-top:calc(var(--nav) + 16px)}
.pillar.hi{box-shadow:0 0 0 3px var(--pc),var(--shadow)}
.pillar.empty{opacity:.45}
.ph{display:flex;align-items:center;justify-content:space-between;gap:10px;width:100%;min-height:74px;text-align:left;border:0;background:var(--pc);color:#fff;padding:14px 16px;font-weight:600;font-size:15px;letter-spacing:-.01em;cursor:default}
.ph .cnt{font-size:12px;font-weight:600;background:rgba(255,255,255,.25);border-radius:999px;padding:2px 8px;min-width:24px;text-align:center}
.ph .cnt:empty{display:none}
.ph .chev{display:none}
.pb{padding:8px 8px 12px}
.grp .gl{padding:12px 8px 4px;font-size:12.5px;font-weight:600;color:var(--pc)}
.item{display:flex;align-items:center;gap:8px;width:100%;text-align:left;border:0;background:none;padding:8px 8px;border-radius:10px;font-size:14px;line-height:1.3;cursor:pointer;color:var(--ink)}
.item:hover{background:var(--band)}
.item.match{background:var(--tint)}
.item.hide,.grp.hide{display:none}
@media(max-width:720px){.ph{cursor:pointer;min-height:0;padding:16px}.ph .chev{display:block;transition:transform .2s}.pillar.open .ph .chev{transform:rotate(180deg)}.pillar:not(.open) .pb{display:none}}
.menu .fine{max-width:900px;margin:36px auto 0;color:var(--ink3);font-size:13px;line-height:1.6;text-align:center}

/* how it works */
.steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;margin-top:8px}
.step{background:#fff;border-radius:22px;box-shadow:var(--shadow);padding:26px 24px 24px;position:relative}
.step .n{width:36px;height:36px;border-radius:50%;background:var(--tint);color:var(--accent);font-weight:600;display:grid;place-items:center;margin-bottom:16px;font-size:15px}
.step h3{font-size:1.5rem;letter-spacing:-.02em;margin-bottom:8px}
.step p{color:var(--ink2);font-size:15px;line-height:1.5}
@media(max-width:960px){.steps{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:520px){.steps{grid-template-columns:minmax(0,1fr)}}
.invite{max-width:860px;margin:28px auto 0;background:#fff;border-radius:22px;box-shadow:var(--shadow);padding:24px 28px;display:flex;align-items:center;gap:22px;flex-wrap:wrap}
.invite .ico{width:48px;height:48px;border-radius:14px;background:var(--tint);color:var(--accent);display:grid;place-items:center;flex:none}
.invite .tx{flex:1;min-width:240px}
.invite h3{font-size:1.15rem;margin-bottom:4px}
.invite p{color:var(--ink2);font-size:15px}

/* process */
.phases{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;align-items:start}
@media(max-width:1000px){.phases{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:560px){.phases{grid-template-columns:minmax(0,1fr)}}
.phase{background:#fff;border:1px solid var(--line);border-radius:22px;padding:22px 20px 16px}
.phase.engaged{border-color:var(--tint2);box-shadow:var(--shadow)}
.ph-h{padding-bottom:14px;border-bottom:1px solid var(--line);margin-bottom:6px}
.ph-k{display:block;font-size:12.5px;font-weight:600;color:var(--accent);margin-bottom:6px}
.phase h3{font-size:1.15rem;letter-spacing:-.015em}
.ph-h p{color:var(--ink2);font-size:14px;margin-top:4px}
.mtgs{list-style:none;margin:0;padding:0;counter-reset:m var(--start,0)}
.mtgs li{display:grid;grid-template-columns:26px minmax(0,1fr) auto;gap:10px;align-items:baseline;padding:10px 0;border-top:1px solid var(--line);font-size:14.5px;line-height:1.35}
.mtgs li:first-child{border-top:0}
.mtgs li::before{content:attr(data-n);width:24px;height:24px;border-radius:50%;background:var(--tint);color:var(--accent);font-size:12px;font-weight:600;display:grid;place-items:center;align-self:start}
.mtgs .mt{font-weight:500}
.mtgs .dur{color:var(--ink3);font-size:12.5px;white-space:nowrap;font-variant-numeric:tabular-nums}
.mtgs .opt{display:inline-block;font-style:normal;font-size:11px;font-weight:600;color:var(--ink2);background:var(--band);border-radius:6px;padding:1px 6px;margin-left:6px;vertical-align:middle}
.edu{margin-top:18px;background:var(--band);border-radius:22px;padding:24px 26px;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.4fr);gap:24px;align-items:start}
@media(max-width:800px){.edu{grid-template-columns:minmax(0,1fr);gap:14px}}
.edu h3{font-size:1.15rem;letter-spacing:-.015em}
.edu-h p{color:var(--ink2);font-size:14.5px;margin-top:6px;line-height:1.45}
.edu-list{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:8px}
.edu-list li{background:#fff;border-radius:999px;padding:9px 14px;font-size:14px;box-shadow:0 1px 2px rgba(0,0,0,.05)}
.step .tie{margin-top:12px;padding-top:10px;border-top:1px solid var(--line);color:var(--accent);font-size:13px;font-weight:500}

/* calculator */
.calc{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.15fr);gap:20px;align-items:start}
@media(max-width:900px){.calc{grid-template-columns:minmax(0,1fr)}}
.card{background:#fff;border-radius:22px;box-shadow:var(--shadow);padding:28px}
.section.band .card{box-shadow:var(--shadow)}
.card h3{font-size:1.2rem;margin-bottom:18px}
.f{display:flex;flex-direction:column;gap:6px;margin-bottom:16px}
.f label{font-size:14px;font-weight:500;color:var(--ink)}
.f .hint{font-size:13px;color:var(--ink3);line-height:1.4}
.ctl{display:flex;align-items:center;height:50px;border:1px solid var(--line2);border-radius:14px;background:#fff;padding:0 14px;gap:8px;transition:border-color .15s,box-shadow .15s}
.ctl:focus-within{border-color:var(--accent);box-shadow:0 0 0 4px var(--ring)}
.ctl .pre,.ctl .suf{color:var(--ink3);font-size:15px}
.ctl input,.ctl select{flex:1;min-width:0;border:0;outline:0;background:transparent;font-size:17px;color:var(--ink);height:100%;-webkit-appearance:none;appearance:none}
.ctl select{cursor:pointer;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2386868b' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 0 center;background-size:18px;padding-right:24px}
.seg{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);background:var(--band);border-radius:14px;padding:4px;gap:4px}
.seg button{border:0;background:none;border-radius:11px;padding:10px 8px;font-size:15px;font-weight:500;cursor:pointer;color:var(--ink2)}
.seg button[aria-pressed="true"]{background:#fff;color:var(--ink);box-shadow:0 1px 3px rgba(0,0,0,.1)}
.two{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:14px}
@media(max-width:480px){.two{grid-template-columns:minmax(0,1fr)}}
.res .big{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:14px;margin-bottom:22px}
.res .stat{background:var(--band);border-radius:16px;padding:16px 18px}
.res .stat .l{font-size:13px;color:var(--ink2);font-weight:500}
.res .stat .v{font-size:clamp(1.5rem,3vw,2rem);font-weight:600;letter-spacing:-.02em;line-height:1.1;margin-top:4px}
.res .stat .s{font-size:12.5px;color:var(--ink3);margin-top:4px}
.res .stat.gap{background:var(--tint)}
.res .stat.gap .v{color:var(--accent)}
.bars{margin:6px 0 22px}
.bar{display:grid;grid-template-columns:96px minmax(0,1fr);gap:12px;align-items:center;margin-bottom:12px}
.bar .bl{font-size:14px;color:var(--ink2);font-weight:500}
.bar .track{position:relative;height:28px;border-radius:6px;background:var(--band)}
.bar .fill{position:absolute;left:0;top:0;bottom:0;background:var(--accent);border-radius:6px;transition:width .3s ease}
.bar .gapfill{position:absolute;top:0;bottom:0;background:var(--tint2);border:1px solid rgba(15,124,144,.35);border-left:0;border-radius:0 6px 6px 0;transition:left .3s ease,width .3s ease}
.bar .val{position:absolute;right:10px;top:0;bottom:0;display:flex;align-items:center;font-size:13px;font-weight:600;color:var(--ink)}
.bar .val.on{color:#fff}
.plan{border-top:1px solid var(--line);padding-top:18px}
.plan h4{font-size:15px;margin-bottom:10px}
.plan p{color:var(--ink2);font-size:15px;line-height:1.5}
.plan .row{display:flex;justify-content:space-between;gap:12px;padding:10px 0;border-top:1px solid var(--line);font-size:15px}
.plan .row:first-of-type{border-top:0}
.plan .row strong{font-weight:600;white-space:nowrap}
.calc-fine{color:var(--ink3);font-size:13px;line-height:1.6;margin-top:16px}
details.assume{margin-top:14px;font-size:14px;color:var(--ink2)}
details.assume summary{cursor:pointer;font-weight:500;color:var(--ink)}
details.assume ul{margin:8px 0 0;padding-left:18px}
details.assume li{margin:4px 0}

/* checklist */
.dl{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:28px;align-items:center;max-width:980px;margin:0 auto}
@media(max-width:820px){.dl{grid-template-columns:minmax(0,1fr)}}
.dl .preview{background:#fff;border-radius:22px;box-shadow:var(--shadow2);padding:26px 26px 22px;transform:rotate(-1.2deg)}
.dl .preview .ph2{display:flex;align-items:center;gap:10px;color:var(--accent);font-weight:600;font-size:13px;margin-bottom:12px}
.dl .preview h3{font-size:1.4rem;margin-bottom:12px}
.dl .preview .cl{list-style:none;margin:0;padding:0}
.dl .preview .cl li{display:flex;gap:10px;align-items:flex-start;padding:7px 0;font-size:14px;color:var(--ink2);border-top:1px solid var(--line)}
.dl .preview .cl li:first-child{border-top:0}
.dl .preview .cl li::before{content:"";width:16px;height:16px;border:1.5px solid var(--line2);border-radius:4px;flex:none;margin-top:2px}
.dl .preview .cl li.done::before{background:var(--accent);border-color:var(--accent);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12.5l4.5 4.5L19 7.5'/%3E%3C/svg%3E");background-size:12px;background-position:center;background-repeat:no-repeat}
.dl .preview .more{font-size:13px;color:var(--ink3);margin-top:10px}
.dl h2{text-align:left}
.dl .sub{text-align:left;margin-left:0}
.gate{display:flex;flex-direction:column;gap:10px;max-width:440px}
.gate .ctl{height:54px}
.gate .fine{font-size:12.5px;color:var(--ink3);line-height:1.5}
.gate.ok{background:#fff;border-radius:16px;padding:18px 20px;box-shadow:var(--shadow);display:flex;flex-direction:row;gap:14px;align-items:center;flex-wrap:wrap}
.gate.ok .ico{width:40px;height:40px;border-radius:12px;background:var(--tint);color:var(--accent);display:grid;place-items:center;flex:none}

/* about */
.about{display:grid;grid-template-columns:320px minmax(0,1fr);gap:44px;align-items:start;max-width:980px;margin:0 auto}
@media(max-width:820px){.about{grid-template-columns:minmax(0,1fr);gap:28px}}
.photo{aspect-ratio:4/5;border-radius:22px;background:linear-gradient(160deg,#e6f2f4,#cfe4e9);display:grid;place-items:center;color:var(--accent);position:relative;overflow:hidden;box-shadow:var(--shadow)}
.photo img{width:100%;height:100%;object-fit:cover;display:block}
.photo .init{font-size:64px;font-weight:600;letter-spacing:-.03em}
.photo .cap{position:absolute;left:14px;right:14px;bottom:14px;background:rgba(255,255,255,.9);border-radius:12px;padding:8px 12px;font-size:12.5px;color:var(--ink2);text-align:center}
.about h2{text-align:left;font-size:clamp(1.8rem,4vw,2.6rem)}
.about h2 .desig{display:inline-block;margin-left:12px;font-size:.5em;font-weight:500;color:var(--accent);letter-spacing:0;vertical-align:.18em}
@media(max-width:520px){.about h2 .desig{display:block;margin:6px 0 0}}
.about .role{color:var(--ink2);font-size:1.05rem;margin:6px 0 18px}
.firm{max-width:980px;margin:56px auto 0;padding-top:48px;border-top:1px solid var(--line)}
.firm-in{max-width:720px}
.firm-h{font-size:1.25rem;font-weight:600;letter-spacing:-.015em;margin-bottom:8px}
.firm-in p+p{color:var(--ink2);font-size:16px;line-height:1.55}
.team{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin-top:26px}
@media(max-width:640px){.team{grid-template-columns:minmax(0,1fr)}}
.member{display:flex;gap:18px;align-items:center;background:var(--band);border-radius:20px;padding:14px}
.mphoto{width:104px;height:124px;border-radius:14px;overflow:hidden;flex:none;background:#e6eef0}
.mphoto img{width:100%;height:100%;object-fit:cover;object-position:top;display:block}
.mtx{min-width:0}
.mtx strong{display:block;font-size:1.1rem;letter-spacing:-.01em}
.mtx .mdes{display:block;color:var(--accent);font-weight:500;font-size:14px;margin-top:2px}
.mtx .mrole{display:block;color:var(--ink2);font-size:14px;margin-top:6px;line-height:1.4}
.firm .verify{margin-top:14px}
.team-note{margin-top:22px;color:var(--ink2);font-size:15px}
/* library page */
.lib{max-width:860px;margin:0 auto;padding:56px 20px 80px}
.lib h1{font-size:clamp(2rem,5vw,2.8rem);margin-bottom:10px}
.lib .lead{color:var(--ink2);font-size:1.1rem;line-height:1.5;max-width:60ch;margin-bottom:28px}
.lib .toc{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:44px}
.lib .toc a{background:var(--band);border-radius:999px;padding:8px 14px;font-size:14px;color:var(--ink);text-decoration:none}
.lib .toc a:hover{background:#ebebef}
.lib h2{font-size:clamp(1.6rem,3.6vw,2.2rem);text-align:left;margin:56px 0 6px;padding-top:8px;scroll-margin-top:calc(var(--nav) + 12px)}
.lib h2.pill-h{border-left:6px solid var(--pc);padding-left:14px}
.lib .gsum{color:var(--ink2);font-size:1.05rem;margin-bottom:14px}
.lib h3{font-size:1.25rem;margin:30px 0 8px;scroll-margin-top:calc(var(--nav) + 12px)}
.lib h3 .md{margin-left:8px;vertical-align:middle}
.lib h4{font-size:14px;color:var(--ink2);margin:14px 0 4px;letter-spacing:0}
.lib p,.lib li{font-size:16px;line-height:1.6;color:var(--ink)}
.lib ul{margin:4px 0 0;padding-left:22px}
.lib li{margin:4px 0}
.lib .grp-h{font-size:13px;font-weight:600;color:var(--pc);margin:28px 0 -8px}
.lib .top{display:inline-block;margin-top:12px;font-size:13px;color:var(--ink3);text-decoration:none}
.lib .cta-row{margin:48px 0 0;display:flex;gap:10px;flex-wrap:wrap}
.creds{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:22px}
.cred{display:inline-flex;align-items:center;gap:7px;background:var(--band);border-radius:999px;padding:7px 12px;font-size:13.5px;font-weight:500}
.cred .dot{width:8px;height:8px;border-radius:50%;background:var(--accent)}
.about .bio p{color:var(--ink);font-size:17px;line-height:1.6}
.about .bio p+p{margin-top:14px}
.about .acts{display:flex;gap:10px;flex-wrap:wrap;margin-top:24px}
.verify{margin-top:22px;padding-top:18px;border-top:1px solid var(--line);font-size:14px;color:var(--ink2);line-height:1.6}
.verify a{color:var(--accent)}

/* fees + faq */
.fees{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:20px;max-width:980px;margin:0 auto 42px}
@media(max-width:820px){.fees{grid-template-columns:minmax(0,1fr)}}
.fees .card h3{font-size:1.25rem;margin-bottom:10px}
.fees .card p{color:var(--ink2);font-size:15.5px;line-height:1.55}
.fees .card p+p{margin-top:10px}
.fees ul{margin:12px 0 0;padding:0;list-style:none}
.fees li{display:flex;gap:10px;padding:9px 0;border-top:1px solid var(--line);font-size:15px;line-height:1.45}
.fees li:first-child{border-top:0}
.fees li::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--accent);flex:none;margin-top:8px}
.fees li>span{min-width:0;flex:1}
.sched{width:100%;border-collapse:collapse;margin-top:10px;font-size:14px}
.sched th{text-align:left;font-weight:500;color:var(--ink3);font-size:12.5px;padding:0 0 6px;border-bottom:1px solid var(--line)}
.sched td{padding:6px 0;border-bottom:1px solid var(--line);color:var(--ink)}
.sched th:last-child,.sched td:last-child{text-align:right;font-variant-numeric:tabular-nums;font-weight:600}
.sched tr:last-child td{border-bottom:0}
.faq{max-width:820px;margin:0 auto}
.faq h3{font-size:1.3rem;margin-bottom:12px;text-align:center}
.q{background:#fff;border-radius:16px;box-shadow:var(--shadow);margin-bottom:10px;overflow:hidden}
.q summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:14px;padding:18px 22px;font-weight:500;font-size:16.5px}
.q summary::-webkit-details-marker{display:none}
.q summary .chev{color:var(--ink3);flex:none;transition:transform .2s}
.q[open] summary .chev{transform:rotate(180deg)}
.q .a{padding:0 22px 20px;color:var(--ink2);font-size:15.5px;line-height:1.6}
.q .a p+p{margin-top:10px}

/* contact */
.contact-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:20px;max-width:980px;margin:0 auto;align-items:start}
@media(max-width:820px){.contact-grid{grid-template-columns:minmax(0,1fr)}}
.contact-grid .card h3{font-size:1.25rem;margin-bottom:6px}
.contact-grid .card .lead{color:var(--ink2);font-size:15px;margin-bottom:18px;line-height:1.5}
.form .f{margin-bottom:14px}
.form textarea{width:100%;min-height:120px;border:1px solid var(--line2);border-radius:14px;padding:12px 14px;resize:vertical;outline:0;font-size:16px;transition:border-color .15s,box-shadow .15s;background:#fff}
.form textarea:focus{border-color:var(--accent);box-shadow:0 0 0 4px var(--ring)}
.form .row2{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:14px}
@media(max-width:480px){.form .row2{grid-template-columns:minmax(0,1fr)}}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.form .fine{font-size:12.5px;color:var(--ink3);line-height:1.5;margin-top:10px}
.sent{background:var(--tint);border-radius:16px;padding:20px 22px}
.sent h4{font-size:1.1rem;margin-bottom:6px}
.sent p{color:var(--ink2);font-size:15px}
.err{background:#fff4f2;border:1px solid #f3c9c2;border-radius:14px;padding:14px 16px;font-size:14.5px;color:#7a2e22;line-height:1.5}
.err a{color:#7a2e22;font-weight:600}
.ways{display:flex;flex-direction:column;gap:12px}
.way{display:flex;gap:14px;align-items:flex-start;padding:16px;border:1px solid var(--line);border-radius:16px;text-decoration:none;color:var(--ink);transition:border-color .15s,background .15s}
.way:hover{border-color:rgba(0,0,0,.25);background:#fafafa}
.way .ico{width:40px;height:40px;border-radius:12px;background:var(--tint);color:var(--accent);display:grid;place-items:center;flex:none}
.way strong{display:block;font-size:15.5px}
.way span{display:block;color:var(--ink2);font-size:14px;margin-top:2px;line-height:1.4;word-break:break-word}

/* footer */
footer{border-top:1px solid var(--line);padding:44px 0 calc(40px + env(safe-area-inset-bottom));color:var(--ink3);font-size:12.5px;line-height:1.65}
footer .in{display:grid;gap:10px;max-width:1100px}
footer .fnote{color:var(--ink2);font-weight:500}
footer strong{color:var(--ink2);font-weight:600}
footer .frow{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;margin-bottom:6px}
footer .brandline{color:var(--ink2);font-weight:500;font-size:13px;display:flex;align-items:center;gap:8px}
footer .fmark{color:var(--accent);display:inline-flex}
footer .flinks{display:flex;gap:6px 18px;flex-wrap:wrap;justify-content:flex-end}
@media(max-width:760px){footer .flinks{justify-content:flex-start}}
footer .flinks a{color:var(--ink2);text-decoration:none;font-size:13px}
footer .flinks a:hover{color:var(--ink);text-decoration:underline}
footer a{color:var(--ink2)}

/* legal pages */
.legal{max-width:760px;margin:0 auto;padding:64px 20px 80px}
.legal h1{font-size:clamp(2rem,5vw,2.8rem);margin-bottom:8px}
.legal .meta{color:var(--ink3);font-size:14px;margin-bottom:36px}
.legal h2{font-size:1.3rem;margin:34px 0 10px;text-align:left}
.legal p,.legal li{color:var(--ink);font-size:16px;line-height:1.65}
.legal p+p{margin-top:12px}
.legal ul{padding-left:22px;margin:10px 0}
.legal li{margin:6px 0}
.legal .note{background:var(--band);border-radius:16px;padding:16px 18px;font-size:14.5px;color:var(--ink2);line-height:1.55;margin:18px 0}
.legal .note strong{color:var(--ink)}

/* sheet */
.sheet{position:fixed;inset:0;z-index:100;display:none;align-items:center;justify-content:center;padding:20px;background:rgba(0,0,0,.32);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px)}
.sheet.on{display:flex}
.panel{background:#fff;border-radius:24px;width:100%;max-width:560px;padding:28px 28px 26px;box-shadow:0 30px 80px rgba(0,0,0,.28);position:relative;animation:pop .18s ease}
@keyframes pop{from{opacity:0;transform:translateY(10px) scale(.98)}to{opacity:1;transform:none}}
.panel .x{position:absolute;top:16px;right:16px;width:34px;height:34px;border-radius:50%;border:0;background:var(--band);color:var(--ink2);display:grid;place-items:center;cursor:pointer}
.panel .x:hover{background:#e6e6ea}
.panel .tags{display:flex;gap:8px;align-items:center;margin-bottom:12px;flex-wrap:wrap;padding-right:40px}
.panel .ptag{display:inline-flex;align-items:center;gap:6px;font-size:12.5px;font-weight:600;color:var(--pc)}
.panel .ptag::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--pc)}
.panel h3{font-size:1.45rem;letter-spacing:-.02em;margin-bottom:12px;padding-right:32px}
.panel .d{color:var(--ink2);font-size:16px;line-height:1.55;max-height:min(52vh,460px);overflow:auto;padding-right:6px}
.panel .d h4{font-size:13.5px;color:var(--ink);margin:16px 0 6px;letter-spacing:0}
.panel .d .sd{margin:0}
.panel .sdo{margin:0;padding:0;list-style:none}
.panel .sdo li{position:relative;padding:6px 0 6px 24px;font-size:15px;line-height:1.45;color:var(--ink)}
.panel .sdo li::before{content:"";position:absolute;left:2px;top:12px;width:10px;height:10px;border-radius:50%;background:var(--tint);border:1.5px solid var(--accent)}
.panel .acts{display:flex;gap:10px;flex-wrap:wrap;margin-top:22px}
@media(max-width:600px){.sheet{align-items:flex-end;padding:0}.panel{max-width:none;border-radius:24px 24px 0 0;padding:24px 20px calc(28px + env(safe-area-inset-bottom));animation:up .22s ease}@keyframes up{from{transform:translateY(40px);opacity:0}to{transform:none;opacity:1}}}

/* mobile sticky action */
.bar-fixed{position:fixed;left:0;right:0;bottom:0;z-index:60;display:none;justify-content:center;padding:12px 16px calc(12px + env(safe-area-inset-bottom));background:rgba(255,255,255,.86);backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);border-top:1px solid var(--line)}
.bar-fixed.on{display:flex}
.bar-fixed .btn{width:100%;max-width:420px}
@media(min-width:721px){.bar-fixed{display:none!important}}
body.barpad{padding-bottom:80px}

/* 404 */
.nf{min-height:70vh;display:grid;place-items:center;text-align:center;padding:60px 20px}
.nf .emblem{width:90px;margin:0 auto 24px}.nf .emblem img{width:100%;height:auto;display:block}
.nf h1{font-size:2.2rem;margin-bottom:10px}
.nf p{color:var(--ink2);margin-bottom:24px}

/* invite block actions */
.invite .acts{display:flex;flex-direction:column;align-items:center;gap:8px;flex:none}
.invite .tlink{font-size:13.5px;color:var(--accent);text-decoration:none;font-weight:500}
.invite .tlink:hover{text-decoration:underline}

/* insight cards (home teaser, insights index, article footer) */
.icards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
@media(max-width:900px){.icards{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:560px){.icards{grid-template-columns:minmax(0,1fr)}}
.icard{display:flex;flex-direction:column;gap:8px;min-width:0;background:#fff;border:1.5px solid var(--line2);border-radius:20px;padding:22px 22px 20px;text-decoration:none;color:var(--ink);transition:border-color .15s,box-shadow .15s,transform .15s}
.icard:hover{border-color:rgba(0,0,0,.28);box-shadow:var(--shadow);transform:translateY(-2px)}
.icard .cat{font-size:12px;font-weight:600;color:var(--accent);letter-spacing:.06em;text-transform:uppercase}
.icard strong{font-size:1.15rem;letter-spacing:-.015em;line-height:1.2}
.icard .desc{color:var(--ink2);font-size:14.5px;line-height:1.5;flex:1}
.icard .meta{color:var(--ink3);font-size:13px}
#insights .after{display:flex;justify-content:center;margin-top:28px}

/* insights index */
.ins{max-width:1100px;margin:0 auto;padding:56px 20px 80px}
.ins h1{font-size:clamp(2rem,5vw,2.8rem);margin-bottom:10px}
.ins .lead{color:var(--ink2);font-size:1.1rem;line-height:1.5;max-width:64ch;margin-bottom:32px}
.ins .cta-row{margin:40px 0 0;display:flex;gap:10px;flex-wrap:wrap}
.ins .disc,.post .disc{color:var(--ink3);font-size:13px;line-height:1.55;margin-top:28px}

/* article */
.post{max-width:720px;margin:0 auto;padding:48px 20px 80px}
.post .crumbs{display:flex;gap:8px;flex-wrap:wrap;font-size:13.5px;color:var(--ink3);margin-bottom:22px}
.post .crumbs a{color:var(--ink2);text-decoration:none}
.post .crumbs a:hover{text-decoration:underline}
.post h1{font-size:clamp(1.9rem,4.6vw,2.7rem);letter-spacing:-.025em;line-height:1.1;margin-bottom:14px}
.post .byline{color:var(--ink3);font-size:14px;margin-bottom:22px}
.post .byline a{color:var(--ink2);text-decoration:none;font-weight:500}
.post .lede{font-size:1.2rem;line-height:1.5;color:var(--ink2);margin-bottom:26px}
.post .takeaways{background:var(--tint);border-radius:18px;padding:20px 22px;margin-bottom:34px}
.post .takeaways h2{font-size:12.5px;letter-spacing:.06em;text-transform:uppercase;color:var(--accent);margin:0 0 10px;text-align:left}
.post .takeaways ul{margin:0;padding-left:20px}
.post .takeaways li{font-size:15.5px;line-height:1.5;margin:6px 0;color:var(--ink)}
.post .body h2{font-size:1.4rem;letter-spacing:-.015em;text-align:left;margin:36px 0 10px;scroll-margin-top:calc(var(--nav) + 12px)}
.post .body p,.post .body li{font-size:17px;line-height:1.65;color:var(--ink)}
.post .body p+p{margin-top:14px}
.post .body ul,.post .body ol{margin:10px 0 0;padding-left:24px}
.post .body li{margin:8px 0}
.post .pfaq{margin-top:44px}
.post .pfaq h2,.post .related h2,.post .more h2{font-size:1.25rem;text-align:left;margin-bottom:12px}
.post .q{border:1px solid var(--line);box-shadow:none}
.post .related{margin-top:36px}
.post .chips{display:flex;flex-wrap:wrap;gap:8px}
.post .chips a{background:var(--band);border-radius:999px;padding:8px 14px;font-size:14px;color:var(--ink);text-decoration:none}
.post .chips a:hover{background:#ebebef}
.post .cta-row{margin:36px 0 0;display:flex;gap:10px;flex-wrap:wrap}
.post .author{display:flex;gap:14px;align-items:center;margin-top:36px;padding:18px 20px;border:1px solid var(--line);border-radius:18px}
.post .author img{width:56px;height:56px;border-radius:50%;object-fit:cover;flex:none}
.post .author strong{display:block;font-size:15.5px}
.post .author span{display:block;color:var(--ink2);font-size:14px;line-height:1.45;margin-top:2px}
.post .author a{color:var(--accent);text-decoration:none}
.post .more{margin-top:48px}
.post .more .icards{grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}
.post .more .icard{padding:18px}
.post .more .icard strong{font-size:1.02rem}
.post .more .icard .desc{display:none}
.post .more p{margin-top:14px;font-size:15px}
.post .more p a{color:var(--accent);text-decoration:none;font-weight:500}

@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
@media print{.nav,.bar-fixed,.sheet,.mnav{display:none!important}}